Take advantage of the seller's $7,000 credit to buy down your interest rate—a HUGE savings! Secure a 4.875% rate in Year 1, saving hundreds each month. In Year 2, your rate adjusts to 5.875%, and by Year 3, it will be 6.875%—still below current market rates. This upfront savings can lower your monthly payments, helping you save thousands over time. This updated 1.5-acre home in the sought after Southwest Randolph School District offers the freedom of no HOA! Renovated in 2017, it features new wiring, flooring, roof, and energy-efficient windows. The fully finished basement with a cozy fireplace, mini-split HVAC, new carpet, and fresh paint offers versatile space with outdoor access—ideal for a tax-deductible home office or guest suite. Enjoy a large, fenced backyard, perfect for pets and gatherings, plus a wired storage shed for tools or hobbies. Located just outside city limits, you'll benefit from lower property taxes while still close to city amenities. Schedule a showing today!